Understanding Pre-Qualification
If you’re getting ready to start your housing search, there are a few documents that can be helpful to have on hand. These can make the offer process much faster and smoother, especially if you plan to take out a…
How Much Do You Need as a Down Payment on a House?
In the market to purchase a home? You may be wondering how much you need to save for a down payment. Typically, 20% of the purchase price is needed for a down payment. But there are some mortgage options with…
Are There Any Extras Included when I Buy Real Estate?
You’ve hashed out the details of buying a home. From price per square foot to insurance premiums, you know exactly what you’re getting and what it will cost. But what about that awesome pool table in the basement? The current…
Why You Need a Real Estate Agent to Find Your Dream Home
Everyone wants to buy their dream home. You can picture it in your mind, you just need to find it in real life. Making that happen is not as easy as imagining though. To find your ideal home, you first…
Understanding the National Association of Realtors
If you have considered buying or selling a home, you may have talked to a real estate professional about how they can help you with the process. A real estate agent is the most common term for professionals who represent…
What to Know about an Earnest Money Deposit
As you get ready to buy a home, there are a lot of terms to know. One of the first that you will come across is Earnest Money Deposit. What is this part of the real estate deal and what…
Navigating Homeownership: Know Your Needs
You may think that the first step to buying a home is to make an offer. While that is an exciting milestone, there are plenty of things you need to consider and do before you are ready to sign on…
How much to save for a down payment
It might seem like it will be costly to purchase a home, and you might think that you will have a considerable down payment. Oftentimes, because people think that they cannot afford their down payment, they’re forced to keep renting.…
What Credit Score Do I Need to Buy a Home?
There are rarely hard and fast requirements for a credit score when it comes to getting approved for a loan. A higher credit score will result in more favorable loan terms, such as a higher loan amount or lower interest…
Home Equity Loan vs Mortgage
Home Equity Loan vs Mortgage: What’s the Difference? When it comes to financing a home, there are a lot of options out there. One popular choice is between taking out a home equity loan or a mortgage. It’s…
